So you’ve decided you are ready to buy a house. There are many reasons why, but you have decided it's time to get started. You want to buy your first home. Or you want to move to your next home. Or it is time to declutter and downsize. That’s great. But what’s next?
Or more importantly… what’s FIRST?
Start packing? Probably not. Make an offer on that house you just saw? Again, you might be ahead of yourself. Usually the first step is to determine exactly what you qualify for. If you are someone who is already confident in your price range, then it’s still time to decide upon the appropriate loan program and then have a mortgage professional document that price range. Most real estate professionals prefer that you meet with your mortgage advisor first, and then start the search. That makes the entire process flow. Think of it as the “FOUNDATION” to your process. Much like any good home needs a solid foundation, so too does the process to buy a house. And it starts with knowing what your situation looks like. And it helps to know what you qualify for, what lending choices you have, and ultimately what is the right Price Range for your goals. Well you’ve already checked off one task because you are here, reading this article. And you’re off to a great start. So where do we go from here? The process is not hard but it does have an order to it….